April 5, 2019

Your Preapproval Does NOT Equal Your Budget


Pre-approvals are the best tool to understand your buying power. However in most cases, your pre-approval limit will not reflect how much of a mortgage you can actually afford when you consider your overall budget. If you max out your home buying budget you could end up house poor ...

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April 1, 2019

Don't Let FEAR Keep You from Home Ownership!

March 29, 2019

How to Buy a Condo Using Your VA Loan Benefit


On the island of Oahu, condominiums come in a huge variety of shapes and sizes. On Oahu, the median condo price in February was $415,000, as opposed to a median price of $789,000 for a single-family home. Just because a home is a condo, does not mean ...

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March 8, 2019

Top 3 Myths About the VA Home Loan Benefits


With the military VA loan, Hawaii's Veterans have a huge advantage in the real estate market. However, a lot of people don't utilize their benefit while they are stationed on the islands. A big reason I see for this is that people believe a number of myths ...

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Feb. 8, 2019

Millennials are Mastering Credit

Usually when you hear about millennials they're being ragged on for one thing or another - especially when it comes to how they spend their money. But older milennials, those aged 30-38, are ahead of every other generation in staying on top of their credit score.

CreditCard.com took a ...

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Posted in Credit, Lending
Jan. 24, 2019

2019 BAH & VA County Loan Limit Increased on Oahu!


You now have more buying power in Oahu with your VA home loan benefit!

In 2019,  Fannie Mae's conforming loan limits have increased! On Oahu the limit will be $726,525 with no High-Cost limit. That is an increase of almost $5,500 from 2018. It might not ...

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Posted in Lending, Military