Personal Finances

April 5, 2019

Your Preapproval Does NOT Equal Your Budget


Pre-approvals are the best tool to understand your buying power. However in most cases, your pre-approval limit will not reflect how much of a mortgage you can actually afford when you consider your overall budget. If you max out your home buying budget you could end up house poor ...

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April 1, 2019

Don't Let FEAR Keep You from Home Ownership!

March 29, 2019

How Often Does Your Credit Score Change?


When you are monitoring your credit, especially if you are working to improve your credit score, improvements can seem like they take forever. But if you are like many folks who monitor your credit with the multitude of apps and programs available to help you check your credit score ...

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March 1, 2019

Am I Responsible for my Spouse's Debt?


When many couples get married, they merge together different parts of their individual financial lives. In fact, the U.S. government gives financial incentives to married couples - like tax breaks. But taxes and new joint banking and credit accounts are not the only things spouses share. You and your ...

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Feb. 22, 2019

What Does it Mean to be Upside Down on a Car Loan?

When you're trying to buy a house, you'll often hear lenders and realtors warn against financing a new car at any stage in the process. There's a good reason for that - car loans can get out of hand really quickly. If you don't have picture perfect ...

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Posted in Personal Finances
Feb. 15, 2019

Cash Back or Travel Miles - Which Rewards Program is Right for You?

Nowadays, your credit card can do double work for you. In addition to helping you build or repair credit, many credit cards offer rewards programs in the form of cash back or travel miles. Choosing which rewards program is right for you depends mostly on how much you spend and ...

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Feb. 8, 2019

Getting on Track with Your Personal Finances

Managing personal finances can be overwhelming. Heck, there are whole professions dedicated to helping people understand their personal and family finances. But by following 5 simple rules, it can become much easier to not only get a handle on your money management, but to master it. 


Learn how ...

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