Blogs For Educating Homes Buyers and Helping You PCS to Oahu

We are MUCH more than a multi-listing service for service members and veterans! We are a resource for educations! The team working at OahuMilitaryRealEstate is made up of service members, members of military families and veterans, so we know what the stress of PCSing is like! We know you have a lot of questions moving to Oahu! What are the schools like?, what is near base? or what kind of activities are there to do for me and my family? These blogs are designed to help answer your questions! We also LOVE interacting with veterans and service members moving to Hawaii! We highly encourage you to ask questions or leave comments on all of our blogs! Welcome to Oahu, we hope you make this your home some day. No matter what, we are here to help you and we will do whatever we can to make moving to Oahu easier for you and your Ohana!

March 1, 2019

Honolulu Craft Beer Festival Returns March 30

 

Honolulu on Tap is returning to the Blaisdell Exhibition Hall on Saturday, March 30th! With over 130 releases from some of the best craft breweries around the country, live music, delicious food, and local vendors, you definitely don't want to miss this. Tickets are on sale now starting at $35.

 

 

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March 1, 2019

Am I Responsible for my Spouse's Debt?

 

When many couples get married, they merge together different parts of their individual financial lives. In fact, the U.S. government gives financial incentives to married couples - like tax breaks. But taxes and new joint banking and credit accounts are not the only things spouses share. You and your spouse will most likely take on new debt together, and it's important to understand how this works before you and your partner tie the knot.

 

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March 1, 2019

Southwest Airlines to Begin Service to Hawaii

 

Earlier this month Southwest Airlines received the all clear from the Federal Aviation Administration to begin service to Hawaii from California. Not only does this give you and your loved ones more options to travel to and from the islands, but it also increases the likelihood of overall cost of fares lowering!

 

Photo by Stephanie Klepacki on Unsplash

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Posted in News, travel
Feb. 22, 2019

What is Escrow?

 

You'll probably see and hear it a lot when you start house hunting: "the house is in escrow." But no one really tells you what that means until you get an accepted contract on a house. 

 

In real estate, an escrow account is a secure holding area where important terms (like earnest money, and contracts) are kept safe by an escrow agent until the deal is officially closed. The responsibility of the escrow agent is to ensure that all of the conditions of the contract are met by all parties before the sale closes.

Source: Realtor.com

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Posted in Real Estate
Feb. 22, 2019

What Does it Mean to be Upside Down on a Car Loan?

When you're trying to buy a house, you'll often hear lenders and realtors warn against financing a new car at any stage in the process. There's a good reason for that - car loans can get out of hand really quickly. If you don't have picture perfect finances (which most of us rarely do!), car loans can make or break whether you qualify for your mortgage. 

 

Besides falling behind on payments, one of the worst things that can happen to your car loan is it goes upside down. That means that you owe more money on the loan than the car is actually worth. Unfortunately, it's a pretty easy situation to find yourself in. 

 

Source: Vruyr Martirosyan on Unsplash

 

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Posted in Personal Finances
Feb. 22, 2019

How Does Your Real Estate Agent Get Paid?

There are a lot of fees that come that with buying or selling a home, including paying the Real Estate Agents involved in the transaction. Agents are paid commission on the sales that they are a part of, but who does the money actually come from? A lot people think that the buyer and the seller each pay their respective agents, but in the state of Hawaii the buyer pays nothing. That's right, as a buyer you do not pay your agent's commission. They still owe you the same legal responsibility to look out for YOUR best interest. 

 

Photo from Realtor.Com

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Posted in Real Estate, Realtors
Feb. 15, 2019

Cash Back or Travel Miles - Which Rewards Program is Right for You?

Nowadays, your credit card can do double work for you. In addition to helping you build or repair credit, many credit cards offer rewards programs in the form of cash back or travel miles. Choosing which rewards program is right for you depends mostly on how much you spend and what you spend your money on most.

 

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Feb. 8, 2019

Getting on Track with Your Personal Finances

Managing personal finances can be overwhelming. Heck, there are whole professions dedicated to helping people understand their personal and family finances. But by following 5 simple rules, it can become much easier to not only get a handle on your money management, but to master it. 

 

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Feb. 8, 2019

Millennials are Mastering Credit

Usually when you hear about millennials they're being ragged on for one thing or another - especially when it comes to how they spend their money. But older milennials, those aged 30-38, are ahead of every other generation in staying on top of their credit score.

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Posted in Credit, Lending
Feb. 8, 2019

New Wine Bar to Open in Kailua

Sisters Maureen Nelson and Geri Bennett will be opening D'Vine Kailua Wine Bar in the new Lau Hala Shops (where Macy's used to be) in Kailua Town.

 

 

The wine bar will offer 32 wine selections on an automated dispensing system, and will also feature a bar with wine tasting and classes. They'll also be offering bites like charcuterie plates and desserts to pair with their seasonally changing wine selections. 

 

Northern California natives, the two sisters grew up watching their mother make her own wines. Having passed away from breast cancer, their hope with this first restaurant concept is to honor their mother's memory, and they are looking for non-profit organizations to partner with to support cancer research and support patients and survivors. 

 

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